by Tosten1980 | Jul 23, 2015 | auto insurance, Blog, insurance tips
For years we have all been flooded with auto insurance commercials talking about various discounts offered in the insurance industry for auto insurance. There are the standard ones: multi-policy, multi-vehicle, etc., but there may be some other discounts that drivers...
by Tosten1980 | Jul 9, 2015 | auto insurance, Blog, insurance tips
Every time you rent a moving truck, you are faced with the question, “do you want to buy insurance?” The answer to needing insurance or not really depends solely on the size of the vehicle (in addition to what coverage you currently carry, of course) as well as...
by Tosten1980 | Jun 14, 2015 | Blog, claims, home insurance, seasonal
Tornadoes, Hurricanes and Wind –Does my Insurance Cover this? Every state in our country can have a tornado, hurricane or suffer from a severe windstorm, so understanding that your home is protected with the right insurance to cover this type of loss is critical....
by Tosten1980 | Jun 5, 2015 | Blog, claims, home insurance, insurance tips, seasonal
Protecting your Home from Rodents and Rodent Damage You’ve spent a lot of time making your house perfect and keeping it clean. Don’t let a rodent destroy the inner workings of your home! A single rat can destroy insulation, chew through wires, weaken floor joists and...
by Tosten1980 | May 19, 2015 | auto insurance, Blog, claims
Beware of the Uninsured Motorists! Uninsured drivers are a huge problem across the United States. Each year billions are paid out in uninsured motorists claims. Even though uninsured motorists have steadily declined over the past decade, some states still have one in...
by Tosten1980 | May 8, 2015 | auto insurance, Blog, claims
We’ve all seen the tents around claiming, “Free rock chip repair!” but clearly there is a hidden cost somewhere. Sure, the insurance companies will pay the people at the tent to inject an epoxy into the chip in hopes that it doesn’t run and turn into a non-repairable...
by Tosten1980 | Apr 23, 2015 | Blog, home insurance, home safety, insurance tips
Hiring a Contractor or Other Labor Off of Craigslist? Be Sure to Do Your Homework – Avoid an Insurance Nightmare So, you’re planning a home remodel or some landscape work – great! Most people start this process by laying out exactly what they’d like, then calling out...
by Tosten1980 | Apr 9, 2015 | Blog, claims, home insurance
Learn how to protect yourself from a dog bite claim. According to the Insurance Information Institute, over $400 million a year is paid out for dog bite claims each year by insurance companies. While that may seem like a lot, there is an estimated $600 million that...
by Tosten1980 | Mar 27, 2015 | Blog, claims, home insurance
4 Common Places to Check for Water Damage BEFORE it Happens Sooner or later, a water source in your home will fail. Water damage is one of the most common home insurance claims and the average cost of these claims in 2014 was over $9,000. Water damage can be avoided...
by Tosten1980 | Mar 12, 2015 | auto insurance, Blog
Vehicle recalls are a common occurrence in the US as well as Las Vegas, NV. Be sure you understand what the process is to protect yourself and your family. What do I do when my vehicle is recalled? Vehicles being recalled in the United States is a common problem; in...
