When to Add a Teen Driver to Your Insurance Policy

by Tosten1980 | Jul 12, 2017 | auto insurance, Auto Tips, Blog

For your teen, learning how to drive is one of the most exciting times of their lives. Finally, a means to freedom so they think. We all remember the excitement of getting our driver’s permit, then our driver’s license. While your teen driving has its benefits, it...

Do You Know What Determines Your Car Insurance Rate?

by Tosten1980 | Jun 7, 2017 | auto insurance, Blog, Saving Money

We bet you’ve wondered how car insurance premiums are calculated. Do you ever have discussions with friends of similar age and driving history and find you’re all paying very different premiums for what would appear to be similar coverage? Insurance premiums are based...

Understanding Auto Insurance Premium Increases

by Tosten1980 | Apr 26, 2017 | auto insurance, Blog, FYI

Many of you may have noticed that the auto insurance industry seems to be continually increasing premiums. While Valley Insurance Group represents many of the top insurance companies in the country and we can quote you with several companies, the trend for premiums is...

5 Simple Tips to Avoid Having Your Vehicle Stolen

by Tosten1980 | Apr 14, 2017 | auto insurance, Auto Tips, Blog, claims, FYI, Theft

According to the National Highway Traffic Safety Administration, a vehicle is stolen every 44 seconds in the United States. Having your vehicle stolen is not only a huge inconvenience, but it is also frightening and violating experience that can sometimes be avoided...

Life changes, so should your insurance policy.

by Tosten1980 | Nov 29, 2016 | auto insurance, Auto Tips, Blog, FYI, home insurance, insurance tips

Imagine if we could buy just one insurance policy and be set for life. That’s a nice thought, isn’t it? Like the good things that happen in life, your insurance policy should change and adapt to your situations. The beauty of having a local, independent insurance...

Using Your Personal Vehicle for Business Use? Read this first.

by Tosten1980 | Aug 23, 2016 | auto insurance, Auto Tips, Blog, FYI

Do you use your personal vehicle to deliver papers, pizzas, sandwiches, flowers or other deliverables in exchange for money? Do you, from time to time, help your son or daughter with delivering their newspaper route? If you answered yes to this question, you may need...