How to Avoid a Spooky Insurance Claim on Halloween

by Tosten1980 | Oct 28, 2016 | Blog, FYI, home safety, Road Safety

Halloween can be some people’s favorite holiday. Whether it’s fun sized candy, making your own costume, setting up spooky decorations inside or outside your home or carving pumpkins, Halloween brings many of us joy. However, this holiday can increase your risk for an...

Do I Need to Keep My Insurance During The Off-Season?

by Tosten1980 | Oct 13, 2016 | Blog, Boat Insurance, FYI, Motorcycle Tips, RV Insurance

It’s now time to enjoy some amazing fall camping excursions, calm boating on the lake or a motorcycle road trip. Each year we’re asked by many of our customers about the possibility to cancel your insurance policies on your summer toys like motorcycles, RVs, boats and...

Named Perils vs. Open Perils Policies for Your Home Insurance. What’s the Difference?

by Tosten1980 | Sep 27, 2016 | Blog, FYI, home insurance, Insurance

There are many coverage options to select from when shopping for your homeowner’s insurance. You need to decide on your level of coverage, whether you want a larger monthly payment and smaller deductible or vice versa. You also can decide to add flood or earthquake...

What To Do If You’re Involved in a Hit and Run Accident

by Tosten1980 | Sep 12, 2016 | Auto Tips, Blog, FYI, Road Safety

Being in a hit and run accident can be a very frightening event. Being prepared to know how to handle the situation when it occurs will help you deal with the shock of it, as well as ensure you are covered for the loss when it does happen. While hit and run accidents...

Using Your Personal Vehicle for Business Use? Read this first.

by Tosten1980 | Aug 23, 2016 | auto insurance, Auto Tips, Blog, FYI

Do you use your personal vehicle to deliver papers, pizzas, sandwiches, flowers or other deliverables in exchange for money? Do you, from time to time, help your son or daughter with delivering their newspaper route? If you answered yes to this question, you may need...

8 Scenarios That Would Warrant an Umbrella Insurance Policy

by Tosten1980 | Aug 11, 2016 | Blog, claims, FYI, insurance tips

There are many scenarios that would warrant the need for an umbrella insurance policy. We outline a few of them here. Example #1: Your teenage daughter is babysitting the neighbor kids and leaves the house for a moment to run to the store. When she returns, one of the...